DR. SALOME M. MUSAU

Â	Title/Qualifications: PhD candidate, MBA (Finance),  BED (Maths/Buss), CPA (K) Department/Unit/Section: Accounting and Finance Contact Address: P.O. Box 43844 , 00100 Nairobi Position: Assistant Lecturer Area of Specialization: Finance Download CV

Dr. Salome Musau is a lecturer in the Department of Accounting and Finance at Kenyatta University's School of Business. She holds a PhD and a Master's in Finance, along with a BED in Mathematics and Business Studies, all from Kenyatta University. As a Certified Public Accountant (CPA, K) and member of ICPAK, Dr. Musau specializes in financial inclusion, microfinance, and entrepreneurial finance. She has published numerous articles in international journals and participated in many research conferences. Notably, she secured a National Research Fund of Kenya grant in 2017 and a Bill and Melinda Gates Foundation grant in 2020.

In addition to her academic and research roles, Dr. Musau serves as the Programmes Coordinator for the School of Business, Economics, and Tourism at Kenyatta University's City Campus. She has also been the Examinations Coordinator, Digital Coordinator, and Timetable Coordinator for her department. Dr. Musau is deeply committed to community service, coordinating charity and disaster response efforts, and training in financial literacy and management. She supervises multiple PhD and Master's theses in finance and accounting, contributing significantly to student success and academic excellence.

Articles in Reefered Journals  

• Muriuki, N., & Musau, S. (2024). Revenue Diversification and Financial Performance of Commercial Banks, Kenya. Journal of Finance and Accounting, 8(6), 104–118. https://doi.org/10.53819/81018102t5322 
• Kibunja, Elvin & Musau, Salome. (2024). Cost of Production and Financial Performance of Selected Poultry Rearing Farmers in Kiambu County, Kenya. International Journal of Current Aspects in Finance, Banking and Accounting. 6. 14- 30. 10.35942/7h3v8c56.
• Abiel, P., & Musau, S. (2023). Public budget management techniques and financial governance. African Journal of Emerging Issues, 5(17), 22 - 40. Retrieve from https://ajoeijournals.org/sys/index.php/ajoei/article/view/511 
• Sheikh, M. A., Musau, S. (2023 Financial innovation and bank efficiency of microfinance banks in Kenya. International Academic Journal of Economics and Finance, 4(1), 116-132
• Ochanda, D. J., Musau, S. M., Mbuva, G. K. (2023). Budgeting skills and accountability of public primary schools in Kakamega County, Kenya. International Academic Journal of Economics and Finance, 3(9), 360-373.
• Musau, S.(2022). Deepening financial inclusion and stability of commercial banks in Kenya: synergies and Trade-offs. International Academic Journal of Economics and Finance, 3 (7), 143
• Musau, S. (2022). Digital Transformation and Liquidity Risk of Commercial Banks in Kenya. Journal of Finance and Accounting, 6(2), 121-132. https://doi.org/10.53819/81018102t5079 
• Musau, S. (2022). Efficient Public Financial management for effective governance and sustainable urban development. Journal of Public Policy and Administration, 7(1), 21 – 30. https://doi.org/10.47604/jppa.1459 
• Musau, S., Muathe, S. & Mwangi, L. (2022). Financial literacy and consumer protection: a road map to digital financial access by smes in Kenya. Journal of Entrepreneurial Finance, 2022
• Chok J, M., Namusonge M., & Musau S. (2022). An investigation on the mediating effect of entrepreneurial orientation on the relationship between environmental factors and performance of women-owned enterprises in Juba County, South Sudan. International Academic Journal of Human Resource and Business Administration, 3(10), 444-460.
• Wamuyu, v., Jagongo, A. & Musau, S. (2022) Digital credits and financial inclusion among the youth in Kenya. African Journal of Emerging Issues.
• Wamuyu, v., Jagongo, A. & Musau, S. (2022) Digital payments and financial inclusion among the youth in Kenya. The international Journal of Business Management. DOI: 10.24940/theijbm/2022/v10/i4/BM2204-023
• Agelyne, M., & Musau, S. M. (2021). Financial Technology and Financial Inclusion of Small and Medium Enterprises in Kabati Market Kitui County, Kenya. International Journal of Academic Research in Business and Social Sciences, 11(4), 362-377.
• Majimbo, K., & Musau, S. (2021) Financial Management Practices and Financial Sustainability: A Study of Donor Funded Projects by Windle International, Kenya. International Journal of Research and Innovation in Social Science (IJRISS) |Volume V, Issue VI, June 2021|ISSN 2454-6186
• Emongor, E., Musau, S., & Mwasiaji, E. (2020). Non-Interest Income and Insolvency Risk of Commercial Banks in Kenya. Journal of Finance and Accounting, 4(5), 41-54.
• Oketch ,S.& Musau, S.,(2020), Analysis of the effect of Financial Leverage on Loan Repayment among Small and Medium Sized Enterprises in Kenya, International Journal of Science and Research (IJSR), https://www.ijsr.net/search_index_results_paperid.php?id=SR20616114848, Volume 9 Issue 6, June 2020, 978 - 983
• Melubo, K., & Musau, S. (2020). Digital Banking and Financial Inclusion of Women Enterprises in Narok County, Kenya. International Journal of Current Aspects in Finance, Banking and Accounting, 2(1), 28-41. https://doi.org/10.35942/ijcfa.v2i1.104
• Kwesi, E., Musau, S. & Mithi, F. (2020), Diaspora Remmitances and Financial Inclusion in Kenya. European Journal of Business Management and Research  5(2):1-10 DOI: 10.24018/ejbmr.2020.5.2.289
• Musau, S., Muathe, S. & Mwangi, R. (2018), Financial Inclusion, Bank Competitiveness and Credit Risk of Commercial Banks in Kenya. International journal of financial research Vol 9, No 1 (2018)
• Musau, S., Muathe, S. & Mwangi, R. (2018), Financial Inclusion, GDP and Credit Risk of Commercial Banks in Kenya. International journal of economics and finance Vol 10, No 3march (2018)
• Musau, S., Muathe, S. & Mwangi, R. (2017), Effects of Financial Inclusion on Liquidity Risk of Commercial Banks in Kenya. International Journal of Economics and Finance. Vol. 6 (12
• Musau,S. A., & Jagongo. A.(2016) Analysis of the Utilization of Agency Banking on the Performance of Kenyan Banks. International Journal of Finance and Accounting 4 (12),1-16.

Conference Presentation

• Validation and dissemination workshop for the national report at state department for gender boardroom: Women’s Participation in Management and Leadership in the Public Service in Kenya: Closing the Gender Gap. WEDNESDAY, 3 rd JULY, 2024
• Validation and dissemination workshop for the county report at Tharaka Nith County at Legacy Hotel Chuka : Women’s Participation in Management and Leadership in the Public Service in Kenya: Closing the Gender Gap. WEDNESDAY, rd JULY, 2024
• 2022; Virtual International Business research and industrial conference at Kenyatta university, June 23 rd -24 th 2022
• 2020: Virtual International Business research and industrial conference at Kenyatta university, December 3rd -4 th 2020
• 2021: Virtual International Business research and industrial conference at Kenyatta university, August 26 th -27 th 202 
• 2019: International Business research and industrial conference at Kenyatta university, held at North Coast Beach Hotel, Mombasa on June 20th -21st 2019
• Musau, S., Muathe, S. & Mwangi, R. (2017), Deepening Financial Inclusion and Stability of Commercial Banks in Kenya: Synergies and Trade-offs. A paper presented at the 6^th Annual Banking Research Conference in Kenya September, 2017.
• Musau, S., Muathe, S. & Mwangi, R. (2017),Financial Access, Competitiveness and Stability of Commercial Banks in Kenya A paper presented at Gretsa University International Multidisciplinary Conference November 2017 .
• Musau, S., Muathe, S. & Mwangi, R. (2017), The relationship between financial inclusion and stability of commercial banks in Kenya A paper presented the 15^th African Finance Journal Conference at Kenya School of Monetary studies,Nairobi 18-19April 2018.